Debt Payoff Tracker Spreadsheet

About this download

NEW: Now includes a native Google Sheets version

This debt payoff tracker spreadsheet ranks debts for snowball and avalanche methods, then calculates your estimated debt-free date, estimated total interest, and the effect of extra monthly payments.

List your debts and this tracker does the rest: separate snowball and avalanche payoff orders, a month-by-month payoff projection, an estimated debt-free date and estimated total interest based on the balances, minimums, APRs, and extra payment you enter. Add an extra payment and watch the finish line move. Log each payment as you go. It prints cleanly.

𝗪𝗛𝗬 𝗬𝗢𝗨'𝗟𝗟 𝗟𝗢𝗩𝗘 𝗜𝗧

• SNOWBALL & AVALANCHE side by side: auto-ranked by balance or by APR.
• ESTIMATED DEBT-FREE DATE + INTEREST: based on the balances, minimums, APRs, and extra monthly payment you enter.
• EXTRA-PAYMENT POWER: see how much faster (and cheaper) you finish.
• LOG EVERY PAYMENT: track "paid so far" per debt.

𝗪𝗛𝗔𝗧'𝗦 𝗜𝗡𝗦𝗜𝗗𝗘 (𝟓 𝘁𝗮𝗯𝘀)

Start Here Dashboard (debt-free date + charts) Debts (balance/APR/min + snowball & avalanche orders) Payments Log Payoff Projection (month by month).

𝗛𝗢𝗪 𝗜𝗧 𝗪𝗢𝗥𝗞𝗦

1. Download instantly. 2. Add your debts (balance, APR, minimum). 3. See the estimated debt-free date and interest update as your inputs change.

• PERFECT FOR: anyone paying off credit cards, loans, or student debt who wants a clear, motivating plan.

• FILE NOTE: DIGITAL DOWNLOAD. One .xlsx file. Sheets: Drive, upload, Open with Google Sheets. All sales final. For general use only; not financial advice.

Designed by me, created using AI tools.

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